Are auto club memberships worth it? Ask anyone who’s used theirs and they’d tell you yes. Or, look at MCA reviews and you’ll also be convinced: people dig’ em.
For a tire change, dead battery or even just a lockout, an auto club is well worth the response you get when you’re under duress and need your car to be made accessible right away.
But there’s a whole range of options to choose from, and the times have changed too. It used to be the choice was easy: AAA was all there was. Now, the landscape has changed and everyone seems to be offering auto clubs…cell phone companies, your car insurance company, and even your credit card.
There’s something to be said for every plan, but experts will tell you to consider a full-service club. According to Consumer Reports:
“Consider a full-service auto club plan, such as those offered by AAA, the GM Motor Club, AARP, and the Better World Club if your family has more than one car or if you must cover more than one driver.”
MCA Motorclub is a full service auto club plan.
Like those mentioned by Consumer Reports, MCA Motorclub offers a lot more than just changing flats, a jump, and retrieving locked up keys. Their basic plan offers roadside assistance plus enticing extras like:
- attorney fees
- planning and travel reservations
- accidental death benefits
- bail bonds
- discounts on prescription drugs
- discounts on vision care
- discounts on dental care
- daily hospital benefit
- credit card protection
The prescription drug benefits alone could end up paying for the membership. The dental is good too: the average U.S. citizen pays $38 a month in dental services. With a basic MCA Motorclub plan costing about half that, it seems to be a real deal. Worth it? Yes.
If you do pay a lot for prescription drugs, you might also think the premium plans are worth it as well. The “security platinum” package offers legal discounts and auto-related discounts on top of the rest. It’s $39.00 per month and if you’re the average citizen paying $119 per month in pharmaceuticals then you might save a huge bundle with MCA Motorclub.
Why using your insurance company’s roadside assistance or towing benefits could cost you way more in the long run
Consumer Reports also warns that some motor clubs report your claims to your insurance company. Many auto insurers will raise your premium if you use your roadside assistance benefits too often! Some auto insurers will even take this data into consideration when considering you for eligibility for coverage. MCA Motorclub is not your insurance company- it’s just your auto club. Just like mapreview.org is not your advertising end-all, but more of a spot to hedge your advertising business.
About MCA Motorclub
MCA Motorclub has been around since 1926. It’s sold via direct selling and offers independent business owners a chance to earn income should they show affinity for selling memberships. Associates get their own website for selling, plus business tools for around $20 per year. The benefits of membership in the MCA Motorclub total over $150,000. According to their website, there are currently over 7 million members.